Net 60 calculator
Net 60 means payment is due 60 calendar days after the invoice date. An invoice dated 2 November 2026 on Net 60 is due 1 January 2027, a public holiday in all five countries this calculator covers.
Calculate the due date
- Terms
- Net 60
- Calendar days from the invoice date
- 60
Next step: make the invoice
Opens the free invoice builder with issue date 2026-10-19, due date 2026-12-18 and Net 60 terms filled in. No signup, no card.
Definition
What Net 60 means
Sixty days from the day after the invoice date, weekends and holidays included. Net 60 is common with large companies, retailers and public bodies that pay on long cycles. For a small business it means financing two months of the client's purchase, so it is worth pricing in.
When to use it
- Enterprise or retail clients whose supplier terms are fixed at 60 days and not negotiable.
- Large, infrequent orders where the client's approval and receiving process genuinely takes weeks.
- When you have priced the wait into the quote, or offer an early-payment discount to shorten it.
How it reads on the invoice
Terms: Net 60 from the invoice date of Monday, November 2, 2026. Payment due on or before Friday, January 1, 2027.
Common mistakes
- Calling it "two months". From 31 December 2026, Net 60 is 1 March 2027; two months later would be 28 February.
- Letting it land on a holiday unnoticed. Net 60 from 2 November 2026 is New Year's Day 2027. Rolled to the next US business day it is Monday 4 January 2027.
- Ignoring weekends. Net 60 from 1 December 2026 is Saturday 30 January 2027, so the money arrives on 1 February at the earliest.
- Not chasing until day 61. On long terms, a reminder two weeks before the due date catches a lost invoice while there is still time to fix it.
Over 60 days must be fair in the UK
GOV.UK says an agreed payment date must usually be within 60 days for business transactions, and a longer period can be agreed only if it is fair to both businesses. Net 60 is at that line.
Source: GOV.UK, late commercial payments
Table
Net 60 due dates for invoices dated the 1st
Calendar days, no holiday calendar. The last column shows the next business day when the date lands on a weekend.
| Invoice date | Due date | Weekday | If a weekend |
|---|---|---|---|
| Nov 1, 2026 | Dec 31, 2026 | Thursday | - |
| Dec 1, 2026 | Jan 30, 2027 | Saturday | Feb 1, 2027 |
| Jan 1, 2027 | Mar 2, 2027 | Tuesday | - |
| Feb 1, 2027 | Apr 2, 2027 | Friday | - |
| Mar 1, 2027 | Apr 30, 2027 | Friday | - |
| Apr 1, 2027 | May 31, 2027 | Monday | - |
| May 1, 2027 | Jun 30, 2027 | Wednesday | - |
| Jun 1, 2027 | Jul 31, 2027 | Saturday | Aug 2, 2027 |
| Jul 1, 2027 | Aug 30, 2027 | Monday | - |
| Aug 1, 2027 | Sep 30, 2027 | Thursday | - |
| Sep 1, 2027 | Oct 31, 2027 | Sunday | Nov 1, 2027 |
| Oct 1, 2027 | Nov 30, 2027 | Tuesday | - |
FAQ
Frequently asked questions
Is Net 60 the same as two months?
No. It is 60 days, which is two months only by coincidence. Most two-month spans are 59 to 62 days, so the dates drift by up to three days.
How do I calculate Net 60 from today?
Enter today as the invoice date above and leave the count on calendar days. The result shows the due date and its weekday; turn on a holiday calendar to see if it lands on a public holiday.
Should a small business accept Net 60?
Only knowingly. You are waiting two months for money you have already earned. Many businesses accept it from large clients but price the wait in, or offer a small discount for paying within 10 days.