Payment terms calculators
Pick a term, get the exact due date, and put it straight onto an invoice. Each page below explains one term: what it means, when to use it, how it reads on an invoice and the mistakes that cause disputes.
Calculate the due date
Due dateWednesday, November 18, 2026
- Terms
- Net 30
- Calendar days from the invoice date
- 30
Next step: make the invoice
Opens the free invoice builder with issue date 2026-10-19, due date 2026-11-18 and Net 30 terms filled in. No signup, no card.
By payment term
Net 15 calculatorNet 15 means the client pays within 15 calendar days of the invoice date. An invoice dated 2 November 2026 on Net 15 is due 17 November 2026.Net 30 calculatorNet 30 means payment is due 30 calendar days after the invoice date. An invoice dated 2 November 2026 on Net 30 is due 2 December 2026.Net 45 calculatorNet 45 means payment is due 45 calendar days after the invoice date. An invoice dated 16 November 2026 on Net 45 is due 31 December 2026.Net 60 calculatorNet 60 means payment is due 60 calendar days after the invoice date. An invoice dated 2 November 2026 on Net 60 is due 1 January 2027, a public holiday in all five countries this calculator covers.Net 90 calculatorNet 90 means payment is due 90 calendar days after the invoice date. An invoice dated 1 December 2026 on Net 90 is due 1 March 2027.End of month (EOM) calculatorNet 30 EOM means payment is due 30 days after the end of the month the invoice is dated in. An invoice dated 16 November 2026 on Net 30 EOM is due 30 December 2026.Net 7 calculatorNet 7 means payment is due 7 calendar days after the invoice date. An invoice dated 2 November 2026 on Net 7 is due 9 November 2026.Net 10 calculatorNet 10 means payment is due 10 calendar days after the invoice date. An invoice dated 2 November 2026 on Net 10 is due 12 November 2026.Due on receiptDue on receipt means the client should pay as soon as they receive the invoice. An invoice dated 2 November 2026 and sent that day is due 2 November 2026.
The same invoice on every term
Due dates for an invoice dated 2 November 2026, in calendar days with no holiday calendar.
| Term | Due date | Calendar days |
|---|---|---|
| Due on receipt | Monday, November 2, 2026 (Monday) | 0 |
| Net 7 | Monday, November 9, 2026 (Monday) | 7 |
| Net 10 | Thursday, November 12, 2026 (Thursday) | 10 |
| Net 15 | Tuesday, November 17, 2026 (Tuesday) | 15 |
| Net 30 | Wednesday, December 2, 2026 (Wednesday) | 30 |
| Net 45 | Thursday, December 17, 2026 (Thursday) | 45 |
| Net 60 | Friday, January 1, 2027 (Friday) | 60 |
| Net 90 | Sunday, January 31, 2027 (Sunday) | 90 |
| End of month (EOM) | Monday, November 30, 2026 (Monday) | 28 |
| Net 30 EOM | Wednesday, December 30, 2026 (Wednesday) | 58 |
| Net 60 EOM | Friday, January 29, 2027 (Friday) | 88 |
Business-day holiday calendars
The business-day option uses official public-holiday lists for these countries. Each page lists every date with its source.
- US business-day due dates (23 dates, 2026-2027)
- UK working-day due dates (16 dates, 2026-2027)
- Canada business-day due dates (20 dates, 2026-2027)
- Mexico business-day due dates (14 dates, 2026-2027)
- Spain business-day due dates (17 dates, 2026-2027)