Free Tools & Calculators for Your Business
A complete toolkit of free calculators for freelancers, contractors, and small businesses. Price your work, estimate taxes, forecast cash flow, and get paid faster. No signup needed.
Invoicing & Payments / 5
Invoicing & Payments
Create invoices, set due dates, and structure deposits and payment plans so you get paid on time, every time.
Free Invoice Generator
Create and send professional invoices in seconds with AI-powered line items, multi-currency support, and online payment links.
Create an invoiceInvoice Due Date Calculator
Enter the invoice date and payment terms (Net 15, Net 30, and more) to find the exact due date.
Find due dateLate Fee Calculator
Calculate simple or compound interest on overdue invoices. Enter your invoice amount, interest rate, and days overdue to see the exact fee.
Calculate late feesPayment Plan Calculator
Split an invoice into a deposit plus equal installments and see exactly what each payment will be.
Build a planDeposit Calculator
Calculate an upfront deposit or retainer from a project total and see the balance due on completion.
Calculate depositPricing & Profitability / 5
Pricing & Profitability
Set rates, build quotes, and check your margins so every job and product is priced to make money.
Hourly Rate Calculator
Find your ideal hourly rate based on income goals, expenses, billable hours, and desired profit margin.
Find your rateProject Quote Calculator
Turn your hourly rate, hours, expenses, and margin into a defensible project quote with a low-to-high range.
Estimate a quoteProfit Margin Calculator
Enter your cost and selling price to see profit, margin, and markup instantly. Price your work for healthy margins.
Calculate marginBreak-Even Calculator
See how many units you must sell to cover fixed and variable costs, plus the revenue needed to break even.
Find break-evenDiscount Calculator
Find the final price and the amount saved for any percentage discount. Perfect for quotes and promotions.
Calculate discountTax & Deductions / 5
Tax & Deductions
Estimate sales tax, quarterly taxes, mileage deductions, and take-home pay so there are no surprises at tax time.
Sales Tax Calculator
Add tax on top of a net amount or extract the tax from a gross total. Works for sales tax, VAT, and GST.
Calculate taxQuarterly Tax Calculator
Estimate self-employment and income tax, then split it into four quarterly payments for the self-employed.
Estimate taxesMileage Deduction Calculator
Multiply business miles by the standard mileage rate to estimate your deduction and tax savings.
Calculate deductionTake-Home Pay Calculator
Estimate net pay after FICA, federal, state, and other deductions, shown monthly and annually.
Calculate take-homeContractor vs Employee Calculator
Compare the true cost of a salaried employee, including overhead, against an annual contractor cost.
Compare costsCash Flow & Time / 3
Cash Flow & Time
Forecast your runway, total billable hours, and run quick percentage math for everyday business decisions.
Cash Flow Calculator
Project your balance over the coming months and see your runway based on monthly income and expenses.
Forecast cash flowTimesheet Calculator
Add up regular and overtime hours and multiply by your rate to total billable pay for the period.
Total your hoursPercentage Calculator
Find a percentage of any value, plus the value increased and decreased by that percentage.
Calculate percentageGrowth & Business Metrics / 8
Growth & Business Metrics
The unit economics behind scalable growth: lifetime value, acquisition cost, churn, recurring revenue, and valuation. Know what a customer is worth and how big your business can get.
Customer LTV Calculator
Estimate the total revenue and gross profit a customer generates over their lifetime from ARPU and churn.
Calculate LTVCAC Calculator
Find your customer acquisition cost by dividing total sales and marketing spend by new customers won.
Calculate CACLTV:CAC Ratio Calculator
Compare lifetime value to acquisition cost to see whether your growth is profitable and scalable.
Check your ratioCAC Payback Period Calculator
See how many months it takes to recover acquisition cost from each customer gross profit.
Calculate paybackChurn Rate Calculator
Turn customers lost into a monthly churn rate, retention rate, and average customer lifetime.
Calculate churnMRR & ARR Calculator
Multiply active customers by average revenue to get monthly recurring revenue and annual run rate.
Calculate MRRRevenue Ceiling Calculator
Estimate the maximum monthly revenue your business approaches at its current acquisition and churn rates.
Find your ceilingBusiness Valuation Calculator
Estimate enterprise value from EBITDA and a valuation multiple to gauge what your business is worth.
Estimate valueFAQ
Tools FAQ
Quick answers about our free calculators and tools.
Are these tools really free?
Yes. Every calculator and tool on this page is completely free to use, with no signup, account, or credit card required. They run entirely in your browser.
Do I need an account to use them?
No account is needed for the calculators. You only need a free Invoice My Clients account if you want to save, send, and track real invoices and payments.
Is my data private?
Yes. The calculators process the numbers you enter directly in your browser. Your inputs are not sent to our servers or stored, so your figures stay private.
How accurate are the results?
The tools use standard formulas and give reliable estimates for planning. Tax rates and regulations vary by location, so confirm figures with a professional before filing or signing contracts.
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